Reasonably be incurred before the decision, such as course fees, or deposits on accommodation (though the Home Office does not advise students to use their funds before the decision is made).

Verification or other checks may show that at the point of decision, the funds a student has available are less than they held for the 28- day period before the date of application. Under paragraph ST 12.7., where the level of funds held when the application is being considered is substantially below the amount required, you need to confirm with the applicant whether the funds have been spent on course fees or a deposit for accommodation.